The industry's own research.
8 items

This is a survey-based report published by the Federal Reserve Board that captures the opinions and practices of senior loan officers regarding bank lending. The survey covers lending practices at the national level and is classified as sentiment research within the broader economy sector.

Teodora Paligorova , and Toshihide Yorozu Outstanding mortgage debt in the commercial real estate (CRE) sector totaled $6 trillion at the end of 2024 including owner-occupied and nonowner-occupied real estate, multifamily mortgages, and loans backed by acquisition, development, and construction projects. Banks hold…

Karen Pence , Ben Ranish , and Michael Suher Mortgage servicing right (MSR) valuations decrease when mortgage default and prepayment rates increase, as is generally the case when the economy enters into recession. To estimate how large these MSR valuation declines could be for the banking sector in a severe…

Anna Tranfaglia and Erin Troland Historic swings in rents during the pandemic have driven increased interest in research on the financial impacts of rising rents on households. However, compared to homeowners with a mortgage, data on renters are scarce, limiting researchers’ ability to analyze the 28 percent of…

The June 2026 Beige Book provides a District-by-District summary of current economic conditions, including real estate demand, leasing and lending trends.

The April 2026 Beige Book reports on regional economic activity, labour markets and prices, with District commentary on commercial real estate and construction conditions.

The March 2026 Beige Book compiles anecdotal information on economic conditions gathered from business contacts across the Federal Reserve Districts ahead of the FOMC meeting.

The January 2026 Beige Book summarises commentary on current economic conditions across the twelve Federal Reserve Districts, including commercial real estate, construction and lending activity.